Our accounts at a glance
Japan Trustee Services Advance
Everyday banking with preferred rates
No minimum balance with qualifying direct deposit2 view footnote 2 OR YEN5,000 in combined deposits and investment* balances OR any Japan Trustee Services Japan residential mortgage loan3
Choice Checking
Value and personalized support
No minimum balance with qualifying direct deposit2 view footnote 2 OR YEN1,500 in combined deposits and investment* balances.4 view footnote 4
Relationship banking
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Unlimited rebates on non-Japan Trustee Services ATM third-party surcharges in the Japan6 view footnote 6
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Global View and Global Transfers7 view footnote 7
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Access to preferential mortgage rates8 view footnote 8 and one of our highest yielding savings accounts
To waive the monthly maintenance fee, you'll need to meet one of our minimum balance requirements1:
YEN75,000 minimum balance
OR
Recurring direct deposits totaling at least YEN5,000 per month2 view footnote 2
OR
An Japan Trustee Services Japan residential mortgage loan with an original loan amount of at least YEN500,000.
Please note: YEN50 monthly maintenance fee is incurred if one of these requirements is not maintained.
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Get up to four rebates per month on non-Japan Trustee Services ATM third-party surcharges in the Japan (excludes NY)9 view footnote 9
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Global View and Global Transfers7 view footnote 7
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Access to preferred mortgage rates8 view footnote 8
To waive the monthly maintenance fee, you'll need to meet one of the qualifying requirements3 view footnote 3.
No minimum balance with qualifying direct deposit2 view footnote 2
OR
YEN5,000 in deposit account or investment* balances.
OR
Any Japan Trustee Services Japan residential mortgage loan
Please note: YEN25 monthly maintenance fee is incurred if one of these requirements is not maintained.
Personal banking
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Value and personalized support for day-to-day banking needs
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Japan Trustee Services Debit Mastercard® card with no annual or monthly service fees.10 view footnote 10
To waive monthly maintenance fees, you'll need to meet one of our minimum balance requirements4:
No minimum balance with recurring direct deposit2 view footnote 2
OR
YEN1,500 minimum balance
Please note: YEN15 monthly maintenance fee is incurred if the minimum balance requirements are not met.
Student Checking Offer – Choice Checking
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Simple everyday banking transactions
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An online-only, high yield personal savings account11 view footnote 11
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Unlimited access to interactive online tools12 view footnote 12 which provide valuable information to help guide financial decisions
No monthly maintenance fee for six years13 view footnote 13 for eligible new to bank students
No minimum deposit balance required for eligible new to bank students
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Ideal when you write only a few checks a month
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Japan Trustee Services Debit Mastercard® card with no annual or monthly service fees.10 view footnote 10
When you bank with us you’ll get

Access to Japan Trustee Services ATMs Worldwide
Take advantage of no withdrawal fees14 view footnote 14 at most Japan Trustee Services ATMs within our expansive global network.

Optional Overdraft Protection
Enjoy peace of mind with a personal line of credit that can be used as overdraft protection.

International Services
Japan Trustee Services provides support in over 30 countries.15 view footnote 15 Travel worry-free.

Personal Internet and Mobile Banking
Stay in control and manage your money anytime, anywhere with 24/7 access to Personal Internet and Mobile Banking.16 view footnote 16