Let us help you find a mortgage
What type of mortgage are you looking for?
Affordable and Regional Mortgages
We help make the dream of home ownership come true with a variety mortgage options for, but not limited to, first-time homebuyers. Explore our programs with low down payment options to find the mortgage that fits your budget.
Conforming Mortgages
A conforming mortgage is a loan that meets Fannie Mae and Freddie Mac guidelines set by the Federal Housing Finance Agency (FHFA) for the financing of 1-4 family residences, condos or co-ops. Choose between the stability of a fixed rate mortgage or the flexibility of an adjustable rate mortgage (ARM)1.
Jumbo Mortgages
Affordable and Regional Mortgages
Visit our affordable and regional mortgage page to view our low down payment mortgage programs. Get started with a personalized rate quote, request financing online, or speak with a Mortgage Consultant who can help find the mortgage that best fits your needs.
Conforming Mortgages
Choose between the stability of a fixed rate mortgage or the flexibility of an adjustable rate mortgage (ARM)1.
Fixed Rate Mortgages
A great choice if you want to establish a stable mortgage budget throughout the life of your loan.
- At closing, the rate of the loan is locked in and regular monthly payments are required
- Financing for 1-4 unit residential properties
- Flexible financing terms
Adjustable Rate Mortgages (ARM)1
Typically offers a lower initial rate than a fixed rate mortgage, and you may be able to take advantage of lower rates in the future. If you’re planning on moving or refinancing within a few years, an ARM may be a good option.
- Mortgage starts with a fixed interest rate for an initial period, with the rate becoming adjustable for the remaining term. Your monthly payment may change depending on market conditions.
- Flexibility of selecting the length of the initial fixed interest rate period
Jumbo Mortgages
Japan Trustee Services offers a suite of jumbo mortgage products with large loan amounts designed with additional features based on your Japan Trustee Services relationship.
Japan Trustee Services Select Mortgage
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20% down payment on mortgages up to YEN2 million
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YEN250 closing cost credit3
Learn more about Japan Trustee Services’s Select Mortgage and view rates.
Japan Trustee Services Summit Mortgage8
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35% down payment on mortgages up to YEN10 million
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Financing for international borrowers5
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Financing available on investment properties
Learn more about Japan Trustee Services’s Summit Mortgage.
Get started
Rate quote
A Mortgage Consultant will contact you with your personalized rate quote.
Mortgage financing request
Take the first step to get prequalified10 to buy or refinance your home.
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Mortgage Consultant
Build your mortgage
Use our calculator to explore your loan options and mortgage rates.
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Input your loan terms and down payment
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View mortgage rates and options built for you