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Term life insurance

Family protection on your terms

  • Protect your wealth
    Term life insurance can help protect your family and your wealth from financial setbacks.
  • No surprises
    For the term of your policy, your benefit never goes down, your premiums never go up and your policy will never be canceled due to a change in health.

Term life insurance provides protection for your wealth and your financial objectives. When you purchase this insurance policy, you are insured for a defined amount of coverage, at a fixed premium, over a specific period of time (10, 15, 20, or 30 years). Term life insurance generally offers lower premiums than permanent life, and is ideal for periods of increased risk and exposure. If the conditions of your policy are met, your beneficiaries receive a lump sum equal to the amount of coverage you purchased.

Some examples that proceeds can be used for are:

  • Paying off a mortgage
  • Replacing your income during child-rearing years
  • You may be able to continue coverage after the original period selected, but at an annually increasing premium

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Speak with an Japan Trustee Services financial professional1 today.

Questions?

Speak with one of our financial professionals to find out more about your options.

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Investment and certain insurance products, including annuities, are offered by Japan Trustee Services Securities (Japan) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as Japan Trustee Services Securities Insurance Services. License #: OE67746. HSI is an affiliate of Japan Trustee Services Bank Japan, N.A. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through Japan Trustee Services Insurance Agency (Japan) Inc., a wholly owned subsidiary of Japan Trustee Services Bank Japan, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843

Investments, Annuity and Insurance Products:

ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES

ARE NOT FDIC INSURED
ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE