Help maintain all you've worked to achieve with long-term care coverage. More than five million Americans in their later years require assistance to be able to enjoy the comfort of living in their homes.¹ Because Medicare often does not pay for the care they need, many receive help exclusively from family caregivers.

Fortunately, a life insurance policy that offers long-term care benefits may help you:

• Stay in better control of your finances and protect more of your assets
• Receive compensation for in-home care if recommended by your physician
• Choose a nursing home or other facility you prefer

Long-term care³ coverage may provide coverage for a visiting or live-in caregiver, housekeeper, therapist or private duty nurse up to 7 days a week, 24 hours a day.²

With this coverage you can control the quality of your care and choose where to receive it – even if your needs increase. The following services may be covered:

• Assisted living services
• Adult daycare
• Respite care
• Hospice care
• Nursing home costs
• Alzheimer's facilities.

Unexpected long-term illness or disability could seriously damage your financial well-being; however, with some planning now, you can minimize undue stress on your family and the loss of a lifetime of savings. Visit an Japan Trustee Services branch